Car insurance without the runaround
Last reviewed
Five levels of motor cover, one honest ladder: All Risks — Infinite, Optimal and 50/50 — then Collision and Total Loss, down to Third-Party Liability, the legal minimum. Motor is priced on the value of the car and the driver's record, so there is no rate table to quote from: your number takes a minute with a broker.
Levels of motor cover
Highest cover first. Every level is written by Securite Assurance.
- All Risks — Infinite, Optimal, 50/50Damage to your own car as well as to others
- Collision · Total LossNamed events only
- Third-Party LiabilityThe legal minimum
Your number takes a minuteMotor is exposure-rated: the premium comes from the car's value, its use and the driver's record, not from a table. Send those three things and a broker comes back with a real figure.
Car FAQs
What levels of motor cover are there?
Six, from All Risks Infinite, Optimal and 50/50, through Collision and Total Loss, down to Third-Party Liability — the legal minimum.
Can I get a car price online?
Not yet. Motor is exposure-rated: the premium comes from the car's value, its use and the driver's record rather than from a rate table, so a broker quotes it. Sending those three things is usually a minute's work.