Prime Care
The full network, including AUBMC and Clemenceau.
$430/ yr
from, child rate, Class B
- CancerCovered
- Bariatric surgeryCovered
- Full network
Insurance that answers.
Compare real plans from Lebanon's insurers and get your price in 60 seconds — then talk to a real broker on WhatsApp.
- No name and no phone number until you have seen a price.
- Licensed insurance broker № 341 — a person, not a comparison engine.
Cover tailored to you
Choose cover for your household and review your price before sharing your contact details.
Licensed insurance broker № 341
Cover tailored to you
Choose cover for your household and review your price before sharing your contact details.
Licensed insurance broker № 341
Licensed insurance broker — № 341
Fidelity Assurance · Globalwide · Securite Assurance
Health claims administered through the MedNet Liban network
What do you need covered?
7 lines of business, one broker. Where a published tariff exists the figure is the lowest real premium in that line — yours depends on age, class and network.
- MedicalHospital cover through the MedNet Liban network$200/ yr
- CarAll Risks to third-party — priced by car valuepriced by car value
- TravelCover for a trip, quoted by a brokerpriced by trip and destination
- PropertyHome, contents and fire coverpriced by sum insured
- LifeTerm cover, plainly pricedpriced by age and sum
- Personal accident24/7 — on and off the jobpriced by occupation
- Work accidentWorkmen's compensation for teams of any sizepriced by payroll
- Something elseMarine, boats, contractors’ all risks, liability, cyber — ask Mounir directly.Ask on WhatsApp
How it works
- Answer 8 quick questionsAbout 60 seconds. You type nothing but birth dates — everything else is a tap.
- See real prices, liveStraight from the carriers’ rate tables, with the limits, networks and exclusions shown next to them.
- Mounir confirms on WhatsAppA licensed broker issues the policy — and stays with it through claims and renewal.
Health plans, real prices
Tariff effective Figures shown are the annual child rate at Class B; adult rates rise with age band.
Smart Care
A strong mid network at a price most families keep paying.
$345/ yr
from, child rate, Class B
- CancerCovered
- Bariatric surgeryCovered
- No AUBMC, CMC, Rizk, St John, Bellevue
Smart Care Plus
Almost everything, minus two of the priciest hospitals.
$390/ yr
from, child rate, Class B
- CancerCovered
- Bariatric surgeryCovered
- No CMC, Bellevue
| Benefit | Prime Care$430/ yr | Smart Care$345/ yr | Smart Care Plus$390/ yr |
|---|---|---|---|
| Hospitals excluded | Full network | No AUBMC, CMC, Rizk, St John, Bellevue | No CMC, Bellevue |
| Cancer | Covered | Covered | Covered |
| Bariatric surgery | Covered | Covered | Covered |
| Repatriation | Not covered | Not covered | Not covered |
| Last entry age | 65 | 65 | 65 |
Swipe to see every plan. Prices are per child, per year, at the selected class.
Claims on every Fidelity plan are administered through MedNet Liban. International cover runs on Globalwide.
Full comparison tableThe parts most brokers leave out
Waiting periods are set by the carrier, not by us. Knowing them before you buy is the difference between a policy and a surprise.
- Maternity9 months when both spouses are insured with us. 12 months when only the wife is insured.
- Pre-existing conditions12 months in-hospital. 3 months out-patient. 3 months for coronary conditions.
- Nose surgery24 months, on every plan, medical or otherwise.
- Joining age65 is the last age at which a new member can be enrolled. Renewals continue past it.
“A policy is a promise someone has to keep. That someone should have a phone number.”
Mounir Toska · licensed insurance broker № 341
Toska has placed health, motor and property cover in Beirut since 1998. We hold the broker licence, we answer the claim calls, and we tell you when a cheaper plan is the wrong plan.
Questions people actually ask
If yours is not here, send it on WhatsApp. You will get an answer with a number in it.
How much is health insurance in Lebanon?
Medical cover starts at $200 per child per year for Essential Care, Class SP. Your quote uses each member’s age and chosen cover.
What does Class A vs B vs SP mean?
The class sets your room and your hospital list — not your surgeon. A is a first-class private room, B a private room, and SP a semi-private room, which is the best value. Each plan is sold at some classes and not others, and the comparison shows only the ones that exist.
Can I pay in installments?
Yes. Your broker agrees a payment schedule for your policy. The invoice shows each amount and due date, and a receipt records each payment received.
Which hospitals are covered?
Every plan runs through the MedNet Liban network, and each one excludes a different set of hospitals — Prime Care excludes none except at Class SP, and Essential Care excludes the most. The comparison lists the exclusions for every plan, and a broker will check a specific hospital for you before you buy.
How do claims work?
Health claims are administered through the MedNet Liban network. Toska does not publish a step-by-step claims procedure here, because the one that matters is the carrier's and the network's — message Mounir and he will take you through it for your policy.
Do I have to give my phone number to see a price?
No. The eight questions ask for ages, class, coverage and network — nothing that identifies you. Your name and number are asked for only when you decide to have the policy issued.
See your price in 60 seconds.
No name, no phone — not until you've seen a number.